Our Advisors

Believing is Seeing: Meet Our Advisors

We believe that we are all born with the feeling that we are special, having something inside us that makes us want to do extraordinary things. We want the world to look at us and say that we are somebody great. Somehow, over time, most of us let the world suppress those feelings, and we succumb to a life of monotony and ordinariness, settling for less than what we really believe we are worth. Many learn to make excuses to justify and rationalize their situation. Many blame their circumstances, our parents, teachers, bosses, spouses, children, and society as to why they are not who they think they should be and deserve to be. Sadly, so many people then just give up and settle.

Services for AdvisorsContact Us

Living An

Extraordinary Life

What is living an extraordinary life? We think it is being free to do exciting things and go to interesting places, having access to what you most desire. It is becoming a person that many other people may view as special and is something that many fantasize about, but few actually attain. Turning your dreams into a reality takes discipline, focus, commitment and long-term thinking. Many people decide this is just way too difficult to attempt. What most people fail to realize is that living a life of mediocrity and regret is a much higher price to pay in the long-run than going for your dreams. Pursuing your goals and dreams with all of the opportunities and challenges, resulting in great victories and even daunting defeats, is a life definitely worth choosing, and it is this choice that separates someone from the masses of humanity living small, unfulfilled lives. A life of discipline, focus and commitment is the most exciting, fulfilling and gratifying life of all.

Changing Your Life

Where do you start, when you understand that in order to change the way things are, you have to change the way you are? While we know that the first step to doing something great requires a total commitment, before you can make that commitment, you should decide if being successful, accomplishing great goals, and living a big, exciting life is really for you.

If you have made the decision to do something great, the first thing you will learn is that the effort and sacrifice required will have deep and powerful emotional ramifications. The growth we see in people who lay it on the line and do something significant with their lives is a wonderful thing to behold. Accomplishing tough, challenging goals causes us to grow as people and the ensuing increase in personal confidence is life-changing for most people.

The realization of what it means to have a business that works even when you don’t or can’t is amazing. Knowing you have built something that is real and solid, something that people can cling to and believe in, something that makes a huge difference for our associates and their clients, brings a level of contentment and emotional security that is difficult to quantify.

The impact on your children can be remarkable as well. Children of independent business people grow up with a different, and often success minded, mentality. They see their parents as successful and assume that they can do the same thing, starting out with far more confidence than someone coming from a disadvantaged background.

Beliefs & MissionAbout HBW Partners

Living Your Best Life As An Advisor

Surveys of the elderly reveal that if most of them could do one thing differently in their lives, it would be that they would have taken most risks, tried more things, and have simply gone for it more. This is a regret that people who pursue their dreams with an unrelenting focus never have. Don’t let that happen to you. Become an HBW partner and we will help you find your personal “why,” and give you the tools you need to succeed.

In an effort to familiarize you with what kind of people a company like HBW attracts, we would like to introduce you to some of our advisors. Read about some of their incredible stories and how our advisors have had a dramatic, positive influence on the lives of families across America.

What makes HBW so special? We believe it is the people involved and the relationships they develop. Click through some of these articles to meet some of the best and most successful people we know. And please reach out to us if you’d like to join our team. There are many, many examples of people having tremendous success at HBW, and we hope those who have stories are sharing them with others, and that you will make a story of your own.

Barney’s StoryHBW Advisors

Barney’s Story

The best way to tell my story is to describe in simple terms my upbringing. I am one of four children from the same mother but with three different fathers…
Raymond Berry’s StoryHBW Advisors

Raymond Berry’s Story

Often, as children, we tend to idolize certain people that appear larger than life, whether athletes, entertainers, even politicians and hopefully, adults that are part of our lives. These perceptions…
A Day In the Life of One of Our Advisors, Richard JonesHBW Advisors

A Day In the Life of One of Our Advisors, Richard Jones

Krisha & Richard Jones Did I finish everything on my list today? No. Did I make a difference? I hope so—and I believe I did. Some days are fun, some…
Meet Jeff & Denise CrawfordHBW Advisors

Meet Jeff & Denise Crawford

Jeff and Denise Crawford are living examples of what hard work, commitment, patience, kindness and teamwork are all about. Jeff has become the highest paid leader and producer at HBW as…
Meet Ron & Charlene DortchHBW Advisors

Meet Ron & Charlene Dortch

Ron & Charlene Dortch Ron Dortch from Richmond, Virginia, is another HBW hero and is an extraordinary man. During one period of his life, Ron was diagnosed with cancer and given…
Meet Bill & Ellen Orchard-HaysHBW Advisors

Meet Bill & Ellen Orchard-Hays

Bill and Ellen Orchard-Hays are top leaders, agency builders and producers at HBW. Bill is a man of extreme integrity, competence, and commitment who cares deeply about people in general and…
Meet Rick Harbus & FamilyHBW Advisors

Meet Rick Harbus & Family

Rick Harbus is one of the brightest, most decent, caring people in our industry. Regardless of circumstance, you will never hear Rick complain, make excuses, blame anyone else, or even…
Meet Kevin & Ruth ImhoffHBW Advisors

Meet Kevin & Ruth Imhoff

The Imhoff Family Kevin and Ruth Imhoff are another example of the caliber of people that HBW attracts. They are an extreme case of great focus, commitment, caring and the…
Meet David & Becky VeltkampHBW Advisors

Meet David & Becky Veltkamp

Dave & Becky Veltkamp Dave and Becky Veltkamp are the type of people you can bet your life on. If Dave says something, you feel like you can take it…
Meet Joel & Sue BroersmaHBW Advisors

Meet Joel & Sue Broersma

Sue & Joel Broersma Joel and Sue Broersma in Michigan are another touching example of the “HBW Dream.” Joel had been successful in this industry prior to joining HBW, but…
Meet Richard & Krisha JonesHBW Advisors

Meet Richard & Krisha Jones

Krisha & Richard Jones Richard and Krisha Jones are a true HBW Partners success story! Married 17 years with five children, Richard comes from a long line of teachers, so…
Meet Nick & Dani MitchellHBW Advisors

Meet Nick & Dani Mitchell

Nick & Dani Mitchell Nick and Dani Mitchell have been together close to nine years and married for over two. Through that time, Nick has received his Master in Business…