Meet Dillon Determan

Dillon Determan is a licensed investment adviser representative (IAR) who joined HBW as an advisor in 2025. With a passion for empowering individuals on their financial journeys, he specializes in budgeting, investing, and retirement planning. One of Dillon’s favorite aspects of his role is illustrating the transformative power of compound interest, enabling clients to visualize its long-term impact on their financial growth.

Over the years, Dillon has engaged with numerous individuals who were highly successful in earning money but lacked a structured financial plan. As a result, many worked longer than they hoped, spent less than they desired, and missed opportunities to maximize the value of their dollars. Recognizing this widespread challenge, Dillon is committed to helping his clients create actionable financial plans that align with their goals.

Dillon’s mission is to provide clients with a trusted, transparent financial roadmap—free of hidden advisor fees and unnecessary risks. His ultimate goal is to ensure his clients can retire early without running the risk of depleting their savings or leaving money on the table. He is dedicated to building trust at every step of the journey, so clients can focus on enjoying life without financial stress.

Dillon’s passion for financial freedom stems from his involvement in the F.I.R.E. (Financial Independence, Retire Early) Community. Initially motivated by a personal goal of retiring early, he spent years studying financial planning strategies. Along the way, he discovered a deeper purpose: helping others achieve financial independence. This realization inspired him to pursue a career in investment advisory, where he could share his knowledge and make a meaningful impact on his clients’ lives.

Outside of work, Dillon cherishes his personal life. He became engaged to his fiancée, Emaline, in December 2024, and is excited about their future together. Family is a central part of Dillon’s life, and he looks forward to becoming a father one day.

In his free time, Dillon enjoys collecting fine wine, golfing, and experimenting with new recipes in the kitchen. These hobbies reflect his enthusiasm for life and his commitment to creating meaningful experiences both professionally and personally. His favorite quote is, “A sign of a good leader is not how many followers you have, but how many leaders you create,” by Mahatma Gandhi; his favorite book is “The Psychology of Money,” by Morgan Housel; Harry Potter is his favorite movie franchise, and his favorite sports team is the Las Vegas Raiders.