Ben Ruiter was born and raised in West Michigan and has been doing taxes and tax planning since 2016. In 2023, he became a licensed investment adviser representative (IAR). Ben specializes in combining tax planning with financial planning to achieve the best outcomes for his clients. He enjoys building personal relationships and helping people realize their financial dreams.

Ben is married to his wife, Shelby, and they have three children. Outside of work, he enjoys hunting, fishing, and spending time outdoors.

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(800) 473-3856

Investment advisory services offered through HBW Advisory Services LLC. HBW Insurance & Financial Services, Inc. dba HBW Partners and HBW Advisory Services are separate entities which do not offer legal or tax advice.