HBW Co-Founder and Honorary Chairman Raymond Berry taught us from the beginning that he was able to do what he loved, play professional football, because the fans were willing to pay their money to buy the tickets to watch him play. Therefore, he believed that they deserved his maximum effort and performance every time. Raymond’s “why” was clear: give the people the best he had for the privilege of getting to do what he loved, a philosophy that lead him all the way to the NFL Hall of Fame, and made him one of its most respected members.
About Us
HBW Beliefs & Mission
Our advisors allow us the same privilege. Our great love and passion is in building a company that changes the lives of the people who buy and use the products and services we offer. We care deeply that these people, the end consumer, should be given the best we have every time. We want to work with advisors as teammates, team members who feel that same love and passion for what we do and why we do it!
We do what we do because we know that every time we help a family or a business solve important financial problems and issues, we make the world a little bit better and maybe even change it in ways beyond measure!
Success Involves Change
Successful people not only accept change, but embrace it as a way of taking everything to the next level. The best athletes in the world are always looking for ways to improve their skills and performance through new training techniques and methods. The best salespeople are always looking for ways to improve their skills and performance by going to training seminars and learning from other top producers. The best business people are always looking for ways to increase productivity and profits. Sometimes, within that process, there is failure. As the great sales trainer, Top Hopkins, teaches: “We never see failure as failure but only as an opportunity to practice our technique and perfect our performance.”
While living your dream is not an easy path, it is a path worth taking because the victories are so rewarding. In other words, the thrills and the joy are in overcoming great challenges and adversity, as opposed to winning against mediocre opposition which may or may not be a real thrill. A professional athlete at the top of their game would find no thrill in beating a smaller, weaker, less experienced amateur. Beating worthy competition is where the rewards are the greatest.
Our Job Is Supporting Your Success
At HBW, our most important job is to maximize our advisors’ success by providing the tools they need to best serve their clients. Our true independence allows us to seek out and find a vast array of carriers, companies, and services for our advisors, thus providing their clients with far more options. Additionally, we make competitive products available, along with powerful client acquisition programs, adaptive use of available technology, and extensive training.
HBW believes in being on the cutting edge of markets and services. We follow the movement of markets and competitive products closely, making certain that our advisors have everything they need to better serve their clients.
We do not believe in a one-size-fits-all or single company approach. We don’t believe in captive contracts and non-compete clauses. Our advisors own their business day one.
We believe that our advisors ought to be highly and continually trained for maximum effectiveness. Therefore, we place a constant emphasis on training and gladly offer the support and means and content our advisors need to stay at that leading edge.
At HBW, we understand that our success can only come about as a result of our advisors’ success.

